participation account

Do you want to invest your money sensibly?

In case of an account opening for a minor, we kindly ask you to visit our colleagues at our branches who are happy to support you.
*In comparison to fixed-term deposit investments of other providers. Source: Date: 19/10/2017, investment amount € 5,000 term of 3 months.


ICS Participation Account

That’s what a winner looks like Europe’s No. 1 fixed-term deposit.*
Investing together.
If you want to invest sensibly, in a profitable way , then now is the time to open a ICS Participation Account. This lucrative option is based on the principle of profit and loss participation and provides you with the highest returns that can currently be obtained in the fixed-term deposit area.*
The ICS Participation Account is a sensible solution for all clients who want to put their money into a fair, profitable and  investment environment. This lucrative option is based on the principle of profit and loss participation.
Taking profit together.
With the ICS Participation Account, you invest your money with us, we invest it in areas of the real economy, and the profit then achieved is shared in accordance with an allocation formula agreed beforehand. The size of your share in the profits will depend on the term involved and the size of your investment. Terms can range between 1 and 36 months and deposits from € 1,000 onwards. Please note the exemplary table below for typical listings of participation rates.
Your ICS Participation Account in a few steps:
For new clients:
  1. Click „Open account“in order to apply for a free-of-charge ICS Current Account.
  2. Fill out the online-application – it only takes a few minutes.
  3. Keep your ID or passport ready for verification of identity via VideoIdent.
  4. After successful legitimation you will receive from us all documents via email.
  5. After opening the ICS Current Account, you can now easily open a ICS Participation Account via your online banking.
If you prefer to use our forms, please visit our forms center.
Exemplary list of participation rates